Flood insurance is basically confusing. But it doesn’t have to be. Our agency’s professional review and policy placement can take all your questions and turn them into solutions. We work flood insurance into your overall homeowners insurance protection to make sure you have the structure and contents coverage you need.

Choosing the right deductible is an important part in getting the right flood coverage, and building a policy properly includes looking at overall financial capacity of homeowners as well as their needs—be they structural or personal belongings-related. To be sure, floods can destroy the foundation of a home, but many people whose structures survive lose tens of thousands of dollars in destroyed possessions. If your policy isn’t designed properly, that’s completely uncovered value going down the drain.